Investing Using Retirement Accounts & Life Insurance

Investing in multifamily real estate can be a smart way to diversify your portfolio and build long-term wealth. Did you know that there are several ways to invest in multifamily real estate using your retirement accounts and whole life insurance?

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Self-directed 401(k)

With a self-directed 401(k), you can invest in real estate funds, which can include multifamily properties. This can provide a way to diversify your retirement portfolio and potentially earn higher returns than traditional investments.

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Self-directed IRA

Similar to a self-directed 401(k), a self-directed IRA allows you to invest in real estate funds, including multifamily properties. With a self-directed IRA, you have more control over your investments and can potentially earn higher returns. However, it's important to follow IRS guidelines and regulations when investing in real estate using a self-directed IRA.

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Whole life insurance

Some insurance companies offer policies that allow policy holders to invest in real estate through the insurance policy. This can provide a way to earn returns on your investment while also providing life insurance coverage. However, it's important to carefully consider the fees and limitations associated with these policies before investing.

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Overall, investing in multifamily real estate using your retirement accounts or whole life insurance can be a viable strategy for building long-term wealth. However, it's important to carefully consider the risks and benefits of each option before making a decision. Working with a financial advisor or real estate professional can help you make informed decisions about your investments.